HOMEOWNERS in Halton are being urged to move with the times - even though home insurance has done anything but that!

A survey has found that insurance has risen by just 11p in real terms over 70 years with the cost per £100-worth of property being just 37p now compared to 25p in 1931.

With modern households containing thousands of pounds worth of expensive items, insurers say it clearly pays to cover your belongings.