HERE'S my warning to all shoppers - don't get a store card.

If you do you have to pay interest and the account could last forever, if you pay £10 a month only about £5 is coming off the bill.

Also, if you get account cover you have to be working more than 16 hours a week and pay NI contributions.

If you fall ill, a claim may be refused because of this and also you have to pay the doctor £20 or more, so it's not worth it and it's so easy to do now, even if you are not working.

Please read all agreements carefully and don't sign any until you have read the small print because there are a lot of hidden extras.

I have to borrow money now to pay mine off and I feel sick with worry.

I thought it would be good to pay as you look but there's nothing new about the 'catch 22'.

J Clark,

Runcorn