Legal advice from Chris Illingworth, an expert in residential conveyancing at FDR Law in Frodsham

Question >

Can I do my own conveyancing to buy a house?

Answer >

It is possible to carry out your own conveyancing work when you are buying a property, however it should be noted that is a complex process and could be a costly exercise in the long run if you don’t spot something that could result in disputes further down the line.  
For example, failure to:

  •  Spot inaccuracies or potential issues on the property boundary lines may lead to access problems in the future or disagreements with neighbours.
  • Check the legal ownership rights could mean that a buyer purchases a house from someone who didn’t actually own the property.
  • There might be obligations in the deeds that mean you cannot extend or carry out development that you plan.

A solicitor has the expertise and experience to identify potential pitfalls during the conveyancing process that an untrained eye may not see. 
They will also adhere to strict regulated guidelines and will have professional insurance. 

All mortgage lenders will insist, as part of their agreement to loan you the money to buy a property, that their interests are looked after by a solicitor or conveyancer. You will have to pay their fee.  

A conveyancing solicitor appointed by you will act on your behalf and the lender’s behalf as part of the same fee.

You should also note that if you are considering doing it yourself for cost reasons, you will still need to pay for the stamp duty (if applicable), Land Registry fees, searches and surveys.

For more information call Chris Illingworth on 739300 or email chris.illingworth@fdrlaw.co.uk.