House buying scheme helps 63 people move in to their own home

Warrington Guardian: David Mowat MP David Mowat MP

DAVID Mowat MP has welcomed figures showing the success of the Government’s schemes to help people buy their own home.


In Warrington 63 loans have been approved since April last year through the Help to Buy: Equity loan, Right to Buy and other schemes.


The Warrington South MP said: “Just across the road from my office, new houses are being built which young families will be able to afford because of Help to Buy.


“Too many young couples are getting caught in the trap of having to spend such exorbitant amounts on rent that they cannot afford to save for a deposit on a home of their own.


“Our long-term economic plan is getting Britain building again and helping hardworking people to achieve their dream of owning their own home, where they can feel secure enabling them to plan for their future, raise a family and contribute to their communities.”
 

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10:29am Tue 4 Mar 14

GRUMPY PARENT says...

So in a year 63 people bought a home in Warrington through this scheme. Have we a figure of how many people's homes were repossessed in Warrington in the same time frame? And why are the Government not helping people stay in their homes who are struggling with paying their mortgage? It's ok buying a house it's paying for it that's the problem!
Still Grumpy
So in a year 63 people bought a home in Warrington through this scheme. Have we a figure of how many people's homes were repossessed in Warrington in the same time frame? And why are the Government not helping people stay in their homes who are struggling with paying their mortgage? It's ok buying a house it's paying for it that's the problem! Still Grumpy GRUMPY PARENT
  • Score: 0

10:56am Tue 4 Mar 14

Nick Tessla says...

"63 people move in to their own home"

That is one crowded house!!!
"63 people move in to their own home" That is one crowded house!!! Nick Tessla
  • Score: 4

1:06pm Tue 4 Mar 14

Uncoded says...

GRUMPY PARENT wrote:
So in a year 63 people bought a home in Warrington through this scheme. Have we a figure of how many people's homes were repossessed in Warrington in the same time frame? And why are the Government not helping people stay in their homes who are struggling with paying their mortgage? It's ok buying a house it's paying for it that's the problem!
Still Grumpy
Why should people be helped if they are struggling to pay their mortgage?
They should learn to live within their means.
Why do people expect hand out after hand out?
I'm sure in the majority of cases there are simple things people can do to save money eg. don't buy cigarettes, plasma TVs, mobile phones.
It's simple economics. If you can't afford it, don't buy it!
People want to live a life of luxury, but don't want to pay for it.
[quote][p][bold]GRUMPY PARENT[/bold] wrote: So in a year 63 people bought a home in Warrington through this scheme. Have we a figure of how many people's homes were repossessed in Warrington in the same time frame? And why are the Government not helping people stay in their homes who are struggling with paying their mortgage? It's ok buying a house it's paying for it that's the problem! Still Grumpy[/p][/quote]Why should people be helped if they are struggling to pay their mortgage? They should learn to live within their means. Why do people expect hand out after hand out? I'm sure in the majority of cases there are simple things people can do to save money eg. don't buy cigarettes, plasma TVs, mobile phones. It's simple economics. If you can't afford it, don't buy it! People want to live a life of luxury, but don't want to pay for it. Uncoded
  • Score: 2

1:28pm Tue 4 Mar 14

GRUMPY PARENT says...

Uncoded wrote:
GRUMPY PARENT wrote:
So in a year 63 people bought a home in Warrington through this scheme. Have we a figure of how many people's homes were repossessed in Warrington in the same time frame? And why are the Government not helping people stay in their homes who are struggling with paying their mortgage? It's ok buying a house it's paying for it that's the problem!
Still Grumpy
Why should people be helped if they are struggling to pay their mortgage?
They should learn to live within their means.
Why do people expect hand out after hand out?
I'm sure in the majority of cases there are simple things people can do to save money eg. don't buy cigarettes, plasma TVs, mobile phones.
It's simple economics. If you can't afford it, don't buy it!
People want to live a life of luxury, but don't want to pay for it.
Yet if your on benefits you get a free house free rent and free council tax. So when you get repossessed why not just go on benefits and live worry free.
My point was if you were to get repossessed you could live in rented accommodation and the Government would be quite happy to pay for it, so why not help people stay in their own home. Or some kind of scheme where they can rent their own home off the Government rather than lose it to the Bank's who sell it for what is owed.
"If you can't afford it, don't buy it! People want to live a life of luxury, but don't want to pay for it". This is such a stupid statement. Many people enter into a mortgage for 25yrs. And through no fault of their own could end up redundant, ill or many other reasons. Can you guarantee you will be employed for the next 25yrs? I don't think anybody can and neither can the 63 people who have bought houses under this scheme!
Still Grumpy
[quote][p][bold]Uncoded[/bold] wrote: [quote][p][bold]GRUMPY PARENT[/bold] wrote: So in a year 63 people bought a home in Warrington through this scheme. Have we a figure of how many people's homes were repossessed in Warrington in the same time frame? And why are the Government not helping people stay in their homes who are struggling with paying their mortgage? It's ok buying a house it's paying for it that's the problem! Still Grumpy[/p][/quote]Why should people be helped if they are struggling to pay their mortgage? They should learn to live within their means. Why do people expect hand out after hand out? I'm sure in the majority of cases there are simple things people can do to save money eg. don't buy cigarettes, plasma TVs, mobile phones. It's simple economics. If you can't afford it, don't buy it! People want to live a life of luxury, but don't want to pay for it.[/p][/quote]Yet if your on benefits you get a free house free rent and free council tax. So when you get repossessed why not just go on benefits and live worry free. My point was if you were to get repossessed you could live in rented accommodation and the Government would be quite happy to pay for it, so why not help people stay in their own home. Or some kind of scheme where they can rent their own home off the Government rather than lose it to the Bank's who sell it for what is owed. "If you can't afford it, don't buy it! People want to live a life of luxury, but don't want to pay for it". This is such a stupid statement. Many people enter into a mortgage for 25yrs. And through no fault of their own could end up redundant, ill or many other reasons. Can you guarantee you will be employed for the next 25yrs? I don't think anybody can and neither can the 63 people who have bought houses under this scheme! Still Grumpy GRUMPY PARENT
  • Score: 4

1:31pm Tue 4 Mar 14

Nick Tessla says...

Uncoded wrote:
GRUMPY PARENT wrote:
So in a year 63 people bought a home in Warrington through this scheme. Have we a figure of how many people's homes were repossessed in Warrington in the same time frame? And why are the Government not helping people stay in their homes who are struggling with paying their mortgage? It's ok buying a house it's paying for it that's the problem!
Still Grumpy
Why should people be helped if they are struggling to pay their mortgage?
They should learn to live within their means.
Why do people expect hand out after hand out?
I'm sure in the majority of cases there are simple things people can do to save money eg. don't buy cigarettes, plasma TVs, mobile phones.
It's simple economics. If you can't afford it, don't buy it!
People want to live a life of luxury, but don't want to pay for it.
Which is better to help them with their mortgage or pay Housing Benefit, to the benefit of landlords, for rent?
[quote][p][bold]Uncoded[/bold] wrote: [quote][p][bold]GRUMPY PARENT[/bold] wrote: So in a year 63 people bought a home in Warrington through this scheme. Have we a figure of how many people's homes were repossessed in Warrington in the same time frame? And why are the Government not helping people stay in their homes who are struggling with paying their mortgage? It's ok buying a house it's paying for it that's the problem! Still Grumpy[/p][/quote]Why should people be helped if they are struggling to pay their mortgage? They should learn to live within their means. Why do people expect hand out after hand out? I'm sure in the majority of cases there are simple things people can do to save money eg. don't buy cigarettes, plasma TVs, mobile phones. It's simple economics. If you can't afford it, don't buy it! People want to live a life of luxury, but don't want to pay for it.[/p][/quote]Which is better to help them with their mortgage or pay Housing Benefit, to the benefit of landlords, for rent? Nick Tessla
  • Score: 5

1:33pm Tue 4 Mar 14

Uncoded says...

GRUMPY PARENT wrote:
Uncoded wrote:
GRUMPY PARENT wrote:
So in a year 63 people bought a home in Warrington through this scheme. Have we a figure of how many people's homes were repossessed in Warrington in the same time frame? And why are the Government not helping people stay in their homes who are struggling with paying their mortgage? It's ok buying a house it's paying for it that's the problem!
Still Grumpy
Why should people be helped if they are struggling to pay their mortgage?
They should learn to live within their means.
Why do people expect hand out after hand out?
I'm sure in the majority of cases there are simple things people can do to save money eg. don't buy cigarettes, plasma TVs, mobile phones.
It's simple economics. If you can't afford it, don't buy it!
People want to live a life of luxury, but don't want to pay for it.
Yet if your on benefits you get a free house free rent and free council tax. So when you get repossessed why not just go on benefits and live worry free.
My point was if you were to get repossessed you could live in rented accommodation and the Government would be quite happy to pay for it, so why not help people stay in their own home. Or some kind of scheme where they can rent their own home off the Government rather than lose it to the Bank's who sell it for what is owed.
"If you can't afford it, don't buy it! People want to live a life of luxury, but don't want to pay for it". This is such a stupid statement. Many people enter into a mortgage for 25yrs. And through no fault of their own could end up redundant, ill or many other reasons. Can you guarantee you will be employed for the next 25yrs? I don't think anybody can and neither can the 63 people who have bought houses under this scheme!
Still Grumpy
I can't guarantee I will be employed for the span of my mortgage. Therefore I am building up my savings. I also invest in life insurance to cover loss of work through illness or an accident.
I have recently been out of work (for over a year), and I used my savings to survive, not handouts.
[quote][p][bold]GRUMPY PARENT[/bold] wrote: [quote][p][bold]Uncoded[/bold] wrote: [quote][p][bold]GRUMPY PARENT[/bold] wrote: So in a year 63 people bought a home in Warrington through this scheme. Have we a figure of how many people's homes were repossessed in Warrington in the same time frame? And why are the Government not helping people stay in their homes who are struggling with paying their mortgage? It's ok buying a house it's paying for it that's the problem! Still Grumpy[/p][/quote]Why should people be helped if they are struggling to pay their mortgage? They should learn to live within their means. Why do people expect hand out after hand out? I'm sure in the majority of cases there are simple things people can do to save money eg. don't buy cigarettes, plasma TVs, mobile phones. It's simple economics. If you can't afford it, don't buy it! People want to live a life of luxury, but don't want to pay for it.[/p][/quote]Yet if your on benefits you get a free house free rent and free council tax. So when you get repossessed why not just go on benefits and live worry free. My point was if you were to get repossessed you could live in rented accommodation and the Government would be quite happy to pay for it, so why not help people stay in their own home. Or some kind of scheme where they can rent their own home off the Government rather than lose it to the Bank's who sell it for what is owed. "If you can't afford it, don't buy it! People want to live a life of luxury, but don't want to pay for it". This is such a stupid statement. Many people enter into a mortgage for 25yrs. And through no fault of their own could end up redundant, ill or many other reasons. Can you guarantee you will be employed for the next 25yrs? I don't think anybody can and neither can the 63 people who have bought houses under this scheme! Still Grumpy[/p][/quote]I can't guarantee I will be employed for the span of my mortgage. Therefore I am building up my savings. I also invest in life insurance to cover loss of work through illness or an accident. I have recently been out of work (for over a year), and I used my savings to survive, not handouts. Uncoded
  • Score: -1

1:44pm Tue 4 Mar 14

GRUMPY PARENT says...

Nick Tessla wrote:
Uncoded wrote:
GRUMPY PARENT wrote:
So in a year 63 people bought a home in Warrington through this scheme. Have we a figure of how many people's homes were repossessed in Warrington in the same time frame? And why are the Government not helping people stay in their homes who are struggling with paying their mortgage? It's ok buying a house it's paying for it that's the problem!
Still Grumpy
Why should people be helped if they are struggling to pay their mortgage?
They should learn to live within their means.
Why do people expect hand out after hand out?
I'm sure in the majority of cases there are simple things people can do to save money eg. don't buy cigarettes, plasma TVs, mobile phones.
It's simple economics. If you can't afford it, don't buy it!
People want to live a life of luxury, but don't want to pay for it.
Which is better to help them with their mortgage or pay Housing Benefit, to the benefit of landlords, for rent?
Exactly my point Nick well said.
[quote][p][bold]Nick Tessla[/bold] wrote: [quote][p][bold]Uncoded[/bold] wrote: [quote][p][bold]GRUMPY PARENT[/bold] wrote: So in a year 63 people bought a home in Warrington through this scheme. Have we a figure of how many people's homes were repossessed in Warrington in the same time frame? And why are the Government not helping people stay in their homes who are struggling with paying their mortgage? It's ok buying a house it's paying for it that's the problem! Still Grumpy[/p][/quote]Why should people be helped if they are struggling to pay their mortgage? They should learn to live within their means. Why do people expect hand out after hand out? I'm sure in the majority of cases there are simple things people can do to save money eg. don't buy cigarettes, plasma TVs, mobile phones. It's simple economics. If you can't afford it, don't buy it! People want to live a life of luxury, but don't want to pay for it.[/p][/quote]Which is better to help them with their mortgage or pay Housing Benefit, to the benefit of landlords, for rent?[/p][/quote]Exactly my point Nick well said. GRUMPY PARENT
  • Score: 0

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